What is a Cookie
A cookie is a small piece of data that is sent to your browser or device by websites, mobile apps, and advertisements that you access or use. This data is stored on your browser or device and helps websites and mobile apps remember things about you. For example, cookies may help us remember your actions or preferences over time. Most browsers support cookies but you can set your browser up to decline them and can delete them whenever you want.
Types of Cookies
The cookies we use generally fall into one of the following categories:
Necessary cookies. These are cookies that are required for the operation of our website.
Performance cookies. They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that you are finding what they are looking for easily.
Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region).
Session cookies. Web pages have no memories. Session cookies enable Tom Fogarty Insurance Brokers to keep track of the movement of our users visiting the website from page to page so they do not get asked for the same information they have already given to the site. Session cookies are deleted when you close the browser.
Preference cookies. These cookies are used to store information about the type of browser used and which additional browser software is installed. They also store the preferences selected when personalizing the website, for example, preferred location, language or fonts. These preferences are remembered, through the use of the persistent cookies, and the next time you visit the site you will not have to set them again.
Form Value cookies. These cookies are used to store the information that you provide when completing forms and the save button is pressed. The stored data is only used to re-fill the form when you return to the same page.
Analytical Cookies. These cookies help us to learn more about how you interact with our content so that we can better shape our site. They collect information about how the user uses our site, which site the user came from, the number of each user’s visits and how long a user stays on the site. This information does not record the individual user’s specific details and it is used to create web statistics usage at aggregated level.
Pixels, Local Storage, and Other Similar Technologies
We may also use other similar technologies on our services, such as pixel tags and local storage. We use these technologies to do things like help us see what features are most popular, create a more personalized experience, and deliver relevant ads. Pixel tags (also called clear GIFs, web beacons, or pixels) are small blocks of code installed in or on a webpage, mobile app, or advertisement. These tags can retrieve certain information about your browser and device such as: operating system, browser type, device type and version, referring website, website visited, IP address, and other similar information. Local storage is an industry-standard technology that allows a website or mobile app to store and retrieve data on an individual’s computer, mobile phone, or other device.
Web browser opt-out
Most web browsers are set to accept cookies by default. If you don’t want to allow cookies you may have some options. Your browser may provide you with a set of tools to manage cookies. You can usually set your browser to refuse some or all cookies. For example, some browsers give you the option to allow first-party cookies but block third-party cookies. The difference between first-party and third-party cookies is summarised below:
A "first-party" cookie is served by the page or domain that you are visiting. So for example, when you visit our site and we serve a cookie for purposes of remembering your settings that is a firstparty cookie.
A "third-party" cookie is served by a company that doesn’t operate the page or domain you are visiting. So for example, when you visit our and Google serves a cookie on our site for Google’s analytics that is a third-party cookie.
You may also be able to remove cookies from your browser. Your ability to manage cookies through a mobile browser, however, may be limited. For more information about how to manage your cookie settings, please follow the instructions provided by your browser which are usually located within the “Help,” “Tools,” or “Edit” settings.
Mobile device opt-outs
You can block cookies by activating the setting on your browser that allows you to refuse the setting of all or some cookies. Each browser is different, (for example: Google Chrome, Mozilla Firefox, Apple Safari, Microsoft Edge, Opera) so check the settings in your appropriate bowser to learn more.
However, if you use your browser settings to block all cookies (including essential cookies) you may not be able to access all or parts of our site.
Please take note of the following information with regard to third party cookies used on our website.
This is the list of the third party cookies we use on our website. If you would like more information about these cookies, together with information on how to reject or delete the cookies, please see their individual privacy policies using the links provided.
Google Analytics. We use Google Analytics to understand how our media campaigns work and how you interact with our website in order to improve the user experience. Opt out using this link:
Google Remarketing. Google uses this cookie to understand what content you have engaged with on our websites so that they are able to deliver some targeted adverts based on the content you have engaged with on our websites in order to serve you targeted adverts across other Google
partner websites. https://support.google.com/ads/answer/2662922?hl=en
YouTube. We embed videos or insert links to videos from You Tube on our websites As a result, when you visit a page with content embedded from or linked to You Tube, you may be presented with cookies from You Tube. https://support.google.com/ads/answer/2662922?hl=en-GB
For further details on cookies and how you can control and/or delete cookies as you wish, please see aboutcookies.org. This is an external website with whom Tom Fogarty Insurance Brokers has no affiliation or responsibility for content.
Internet Advertising Bureau
A guide to behavioural advertising and online privacy has been produced by the Internet Advertising Industry which can be found at: http://www.youronlinechoices.eu